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Healthy Returns: Employers aren't expanding coverage of GLP-1 obesity drugs — many are finding ways around it

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@ 08/07/2026

Photo illustration of a group of weight loss medications on a white background.

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A version of this article first appeared in CNBC's Healthy Returns newsletter, which brings the latest health-care news straight to your inbox. Subscribe here to receive future editions.

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The SEC Is Rolling Back Disclosure. Here’s What Companies And Investors Need To Know

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@ 08/07/2026

TOPSHOT-US-WEATHER-FIRE

TOPSHOT - In this aerial view taken from a helicopter a blue van sits intact amid burned homes seen from above during the Palisades fire near the Pacific Palisades neighborhood of Los Angeles, California on January 9, 2025. Massive wildfires that engulfed whole neighborhoods and displaced thousands in Los Angeles remained totally uncontained January 9, 2025, authorities said, as US National Guard soldiers readied to hit the streets to help quell disorder. Swaths of the United States' second-largest city lay in ruins, with smoke blanketing the sky and an acrid smell pervading almost every building. (Photo by JOSH EDELSON / AFP via Getty Images)

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The need for clear climate-related financial information has never been more urgent.

From droughts to floods to wildfires, the U.S. is enduring an escalating number of deadlier and more damaging weather disasters, which have cost the country $1.5 trillion and killed thousands of Americans in just the past decade. These increasingly unpredictable weather patterns are reducing agricultural yields, disrupting global supply chains, and causing insurers to retreat from disaster-prone housing markets.

The market needs to know how investors and companies are preparing for these challenges, acting on them, and supporting the transition to a cleaner, more resilient energy economy to avoid worsening disasters.

It is one of the reasons why, in 2024, the U.S. Securities and Exchange Commission adopted the first-ever federal rule requiring public companies to report on the climate-related risks they face, including material greenhouse gas emissions and financial costs associated with extreme weather.

Investors and companies applauded the move, which they had long supported. An analysis conducted by Ceres found pension funds, asset managers, and individual investors alike were overwhelmingly in favor of a rule that would provide standardized, decision-useful data to help them price risk accurately and allocate capital wisely. Companies also supported the rule in part because, while many were already reporting on these risks, there were confusing and overlapping standards and guidelines within and outside of the U.S.

Now, at a moment when the financial and economic risks to the markets, from supply chain disruptions to lower crop yields to worker productivity, continue to grow, the SEC is rolling back the rule. This move doesn't make that demand for information and transparency go away. It just means investors and companies will be forced to rely on inconsistent, incomplete, or nonexistent disclosures.

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The Rest of the World Isn't Waiting

The good news is that the global market is moving forward. The International Sustainability Standards Board, a body established to develop a unified baseline of sustainability-related financial disclosures for capital markets, has issued global baseline standards for climate-related disclosure, and the European Union's Corporate Sustainability Reporting Directive is already reshaping how companies report. More than 41 countries have approved or proposed climate disclosure rules. Together, these countries account for about 60 percent of the world’s gross domestic product.

Insurers, too, are expanding climate-related financial disclosures as they grapple with mounting losses from extreme weather. A Ceres analysis found that U.S. insurers have widely adopted the Task Force on Climate-related Financial Disclosures framework, which is the global foundation for climate-related financial reporting. Some 83% of U.S. insurers now provide disclosures across risk management, strategy, governance, and setting and tracking metrics and targets.

What Investors and Companies Can Do

  1. Companies can voluntarily disclose their climate risk information. Companies already do this because they know it is in their best interest, giving them and their investors the information they need to assess and manage the risks they are exposed to, and identify lucrative, growing opportunities in a cleaner, advanced energy economy. Just as critically, many of the largest U.S. companies operating abroad will face some disclosure requirements that, in some areas, exceed what the SEC was proposing.
  2. Investors and companies can develop and publish climate transition plans. For companies, plans can include how they are going to meet specific, measurable, and time-bound goals. These are even more necessary now for increased transparency and accountability in the market, providing insight into businesses that reduce exposure and focus on long-term value creation and competitiveness. Investor climate action plans, or ICAPs, can share those same goal-oriented commitments across four interlocking areas: investment, corporate engagement, policy advocacy, and investor disclosure.
  3. Shareholder engagement remains a powerful tool for managing portfolio risk. Investors would do well to continue filing and supporting shareholder resolutions that call for greater transparency on climate-related financial risks — a strategy that has proven effective in ensuring shareholder value and reducing litigation and other costs for companies.
  4. Monitor and engage with state-level disclosure frameworks already taking shape in California and New York. As these states move to fill potential gaps in federal standards, investors and companies operating across jurisdictions have an opportunity to help shape requirements that align with international frameworks — such as the International Sustainability Standards Board and TCFD — many are, or will soon be, required to follow.

The SEC was established to restore public confidence in financial markets by ensuring investors have the information they need to make sound decisions. Abandoning the climate disclosure rule doesn't make the risk disappear. Rescinding this rule is a step backward for markets, for companies, and for the millions of Americans whose financial future depends on their investments. %!s()

2026 Genesis Scottish Open Preview, Full Field And Odds

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@ 08/07/2026

Genesis Scottish Open 2025 - Day Two

NORTH BERWICK, SCOTLAND - JULY 11: Chris Gotterup of the United States tees off on the 18th hole on day two of the Genesis Scottish Open 2025 at The Renaissance Club on July 11, 2025 in North Berwick, Scotland. (Photo by Christian Petersen/Getty Images)

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The PGA Tour combines specific events on their calendar with other entities. The upcoming Genesis Scottish Open, also a DP World Tour event, is a perfect example of these types of events.

The Scottish Open is one of the non-major events where you will see the majority of the game’s best players, whether they are on the PGA or LIV Golf Tours. The Scottish Open isn’t just a full field event, but is also considered the final run-up to the Open Championship, the fourth and final major tournament of the season.

Let’s take a look at the details of the upcoming Scottish Open:

It’s still important to take a look at the past winners of this event:

Scottish Open Past Winners

Let’s take a look at pre-tournament winner odds:

2026 Scottish Open Odds

When it comes to picks for this event, I’d start with my favorite and long shot picks. The favorite pick is the winner pick I like the most. For the long shot winner, that is a golfer who has over +2000 odds to win. It is a long shot pick for a reason, and finding those can be like finding a needle in a haystack.

Here are my favorite and long shot picks for the 2026 Genesis Scottish Open:

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Favorite: Scottie Scheffler (+500)

Long Shot: Wyndham Clark (+3100)

There are those who might bemoan picking Scottie Scheffler when he’s in the field but he is the most dominant golfer in the game currently. On top of that, Scheffler’s odds keep inching higher as he struggles to win events. At +500, Scheffler is a smart play as his game is trending in the right direction.

While Scheffler is by far the most consistent golfer in the game, the hottest golfer might be Wyndham Clark. Clark won the Byron Nelson CJ Cup and the U.S. Open just two weeks after. Clark also had a strong finish at the Travelers Championship, so seeing him at +3100 made it an easy pick for my long shot play.

Top 5 Bets For The Genesis Scottish Open 2026

The amount of times Scheffler has finished in the Top 5 this season out numbers the times he finished outside the Top 5. With that in mind, if I am getting plus odds for Scheffler in the Top 5, I’m taking that bet.

As you’ll see with my picks this week, I am leaning heavy on European players this week. They know how to play in these conditions, feel at home on European soil, and should be able to adapt better than others from around the globe. I like Fleetwood with +375 odds to have a strong finish at the Renaissance Club.

Top 10 Picks For The Scottish Open 2026

I was shocked when I saw Rory McIlroy getting plus odds to finish in the Top 10. I wouldn’t have been surprised at Top 5 plus odds, but Top 10 was a surprise. With that said, I think Rory plays well this week and helps us in the Top 10 category.

Wyndham Clark might be the hottest golfer on tour right now, but Matt Fitzpatrick has had an extremely strong season. Fitzpatrick has won three times on tour, tied with Chris Gotterup for the most in 2026, and I like him to finish in the Top 10 on foreign soil.

Top 20 Value Picks For The Scottish Open 2026

The last time we saw Viktor Hovland he was beating Scottie Scheffler in a playoff at the Travelers Championship. Hovland is a streaky golfer, and the hope is he can remain hot as he heads to Scotland.

Lowry is a player who should always play well in these type of events. These courses should feel like home for Lowry, and the hope is he can regain the form he showed early this season and provide a Top 20 finish at the Scottish Open.

Best Prop Bets, Parlays And Bonus Plays For The 2026 Scottish Open

For bonus plays, these are picks which I don’t necessarily hang my hat on, but still provide value for some who want more exotic plays outside of the aforementioned picks. Sometimes bonus plays are parlays, double chances, triple chances, and even some fun plays for that particular event.

Here are the bonus plays for the 2026 Genesis Scottish Open:

Double Chance: Scottie Scheffler or Matt Fitzpatrick (+400)

Triple Chance: Scottie Scheffler, Xander Schauffele, Ludvig Aberg (+385)

Top 20 Parlay: Ludvig Aberg, Tommy Fleetwood, Chris Gotterup (+680) %!s()

5 Ways To Make Your Marketing Channels Work Together

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@ 08/07/2026

Multi-channel marketing tends to sound more complicated than it needs to be.

But we live in a world of “more”: more platforms, more campaigns, more assets, and more reporting to explain. The work expands, but the strategy behind each channel is not always clearly defined.

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Council Post: From Survival Mode To Strategic Advantage: An Adaptable Framework For Intelligent AI Transformation

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@ 08/07/2026

Nick Heddy serves as President and Chief Commerce Officer (CCO) at Pax8.

getty

​Every organization, regardless of size or sector, carries three types of legacy debt: technology, process and culture.

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